Properly Insuring your Business
No matter home careful you are in running your business, accidents happen. And no matter how big or small is your business, you'll have to plan for these and other risks if you want your business to thrive. One way to do this is with insurance.
What does Business Insurance cover?
Business insurance isn't a specific coverage. It's a term used to describe one or more individual coverages that protect a small business.
What coverages do you need?
Each business has unique needs, but nearly all should consider general liability. Its the most common coverage ,protecting businesses against a wide variety of situations involving third party injuries or property damage.
Why do you need business Insurance?
You need it to protect against severe financial loss. Without it, your business could be crippled by a single incident.
Do I need business insurance if I'm a sole proprietor?
Yes. As a matter of fact, sole proprietors are personally responsible for their business debts. This means their personal assets, such as bank accounts or property, might be targeted to satisfy an outstanding business debt. Accidents are unavoidable, but the financial impact they can cause is something you should plan for no matter how small your business is.
We want you to feel confident and secure with your business future. We will discuss your coverage options and help you find the protection that best fits your needs and budget.
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